* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: "Montserrat", sans-serif;
}
html{
    scroll-behavior: smooth;
}

body {
    color: #111;
    background: #fff;
}

a {
    text-decoration: none;
    color: inherit;
    display: inline-block;
}

.apply-btn,
.hero-btn,
.mobile-apply,
.cta-btn,
.calc-btn {
    
    text-decoration: none;
    font-weight: 600;
}

/* ===== HEADER ===== */
header {
    border-bottom: 1px solid #eee;
    background: #fff;
}

.nav-container {
    max-width: 1250px;
    margin: auto;
    padding: 18px 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo-wrap img {
    height: 34px;
}

/* Desktop nav */
.desktop-nav {
    display: flex;
    gap: 28px;
    margin-left: auto;
    margin-right: 20px;
}

.desktop-nav a {
    text-decoration: none;
    color: #111;
    font-weight: 500;
    transition: 0.2s;
}

.desktop-nav a:hover {
    color: #c00;
}

.apply-btn {
    background: #000;
    color: #fff;
    border: none;
    padding: 10px 22px;
    border-radius: 24px;
    cursor: pointer;
    font-weight: 600;
    transition: .2s;
}

.apply-btn:hover {
    background: #333;
}

/* ===== Mobile Menu ===== */
.menu-icon {
    font-size: 26px;
    cursor: pointer;
    display: none;
}

.mobile-nav {
    position: fixed;
    top: 0;
    right: -100%;
    width: 70%;
    height: 100vh;
    background: #fff;
    padding: 80px 25px;
    display: flex;
    flex-direction: column;
    gap: 22px;
    box-shadow: -4px 0 20px rgba(0, 0, 0, 0.1);
    transition: 0.35s ease;
    z-index: 999;
}

.mobile-nav.open {
    right: 0;
}

.mobile-nav a {
    font-size: 18px;
    text-decoration: none;
    font-weight: 600;
    color: #111;
}

.mobile-apply {
    color: #fff !important;
    width: 100%;
    margin-top: 10px;
}

/* Close Button */
.close-btn {
    position: absolute;
    top: 18px;
    right: 18px;
    font-size: 28px;
    cursor: pointer;
    font-weight: bold;
}

/* ===== HERO ===== */
.hero {
    display: flex;
    align-items: center;
    justify-content: space-between;
    max-width: 1250px;
    flex-wrap: wrap;
    margin: 60px auto;
    padding: 0 24px;
    gap: 40px;
}

.hero-left {
    flex: 1 1 520px;
    background: #f9f9f9;
    padding: 60px 50px;
    border-radius: 36px;
}

.hero-left h1 {
    font-size: 48px;
    font-weight: 700;
    margin-bottom: 48px;
    line-height: 1.2;
}

.btn-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 24px;
}

.hero-btn {
    background: #fff;
    border: 1px solid #e2e2e2;
    border-radius: 16px;
    padding: 28px;
    display: flex;
    justify-content: space-between;
    cursor: pointer;
    font-size: 18px;
    font-weight: 500;
    transition: .3s ease;
}

.hero-btn:hover {
    background: #f1f1f1;
    transform: translateY(-3px);
}

.arrow {
    background: #f3f3f3;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
}

.tag {
    background: #eaf8f0;
    color: #2e8b57;
    font-size: 12px;
    padding: 4px 10px;
    border-radius: 10px;
    font-weight: 600;
    margin-bottom: 6px;
}

.hero-right {
    flex: 1 1 400px;
}

.hero-right img {
    width: 100%;
    border-radius: 36px;
    object-fit: cover;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 992px) {
    .hero {
        flex-direction: column;
    }

    .hero-left {
        padding: 40px 32px;
    }

    .hero-left h1 {
        font-size: 36px;
    }
}

@media (max-width: 768px) {
    .desktop-nav {
        display: none;
    }

    .menu-icon {
        display: block;
    }
}

@media (max-width:600px) {
    .hero-left {
        padding: 32px 24px;
    }

    .hero-left h1 {
        font-size: 30px;
    }
}

.container {
    max-width: 1250px;
    margin: auto;
    padding: 40px 24px;
}

/* Benefits */
.benefits h2 {
    text-align: center;
    margin-bottom: 40px;
    font-size: 34px;
}

.benefit-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 28px;
}

.benefit-item {
    text-align: center;
    padding: 26px;
    border: 1px solid #eee;
    border-radius: 20px;
    background: #fafafa;
}

.benefit-item img {
    height: 48px;
    margin-bottom: 18px;
}

/* Steps */
.steps {
    background: #f9f9f9;
    text-align: center;
}

.step-grid {
    display: flex;
    gap: 40px;
    flex-wrap: wrap;
    justify-content: center;
    margin: 40px 0;
}

.step span {
    display: flex;
    width: 50px;
    height: 50px;
    align-items: center;
    justify-content: center;
    background: black;
    color: white;
    border-radius: 50%;
    font-weight: 700;
    font-size: 20px;
    margin: auto;
}

.step {
    width: 220px;
}

.cta-btn {
    background: #000;
    color: #fff;
    padding: 14px 36px;
    border-radius: 30px;
    font-size: 18px;
    margin-top: 20px;
}

/* Calculator Box */
.calc {
    background: #111;
    color: #fff;
    text-align: center;
}

.calc-box h2 {
    font-size: 32px;
    margin-bottom: 12px;
}

.calc-btn {
    background: #fff;
    color: #000;
    padding: 14px 38px;
    border-radius: 30px;
    border: none;
    font-weight: 600;
    cursor: pointer;
    margin-top: 20px !important;
    display: inline-flex !important;
}

/* Reviews */
.reviews h2 {
    text-align: center;
    margin-bottom: 40px;
    font-size: 34px;
}

.review-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 24px;
}

.review-card {
    background: #fff;
    border: 1px solid #eee;
    padding: 26px;
    border-radius: 18px;
}

/* FAQ */

.faq h2 {
    text-align: center;
    margin-bottom: 40px;
    font-size: 32px;
}

.faq-item {
    margin-bottom: 18px;
    border-bottom: 1px solid #eee;
    padding-bottom: 12px;
    text-align: center;
}

.faq-item h4 {
    font-size: 18px;
    margin-bottom: 6px;
}

/* Footer */
footer {
    background: #000;
    color: #fff;
    padding: 20px 24px;
}

.footer-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

footer nav a {
    color: #ccc;
    margin-right: 18px;
    text-decoration: none;
}

footer nav a:hover {
    color: #fff;
}

.disc {
    font-size: 13px;
    text-align: center;
    color: #bbb;
}

/* Fix link hover color for all buttons */
.hero-btn:hover,
.apply-btn:hover,
.cta-btn:hover,
.calc-btn:hover {
    opacity: .9;
}

/* Prevent white text on white backgrounds */
.hero-btn span,
.hero-btn div {
    color: #111;
}

/* Fix arrow alignment */
.arrow {
    margin-left: 6px;
}